Financial Planner Profile

Dino DiGiulio FPA®

Principal/Financial Planner/TaxAgent/Accountant-Nationwide Financial.

I started working as a trainee accountant at PJ St Clair Chartered Accountants in the city for 6 months.
Then I went to work for Industrial Engineering as an assistant accountant. Then went on to work for Firestone which became BTR Nylex as Head of Accounting . I then went back to Industrial Engineering as BTR (British Tyre & Rubber) bought them out as Group Accountant
I then went to work for Chubb Electronic Security (1987) major projects division as Financial Controller in including working at the Chubb state control room in Redfern and subsequently in Ashbury when Chubb merged with Wormald Security.
I then went out on my own and commenced doing some accounting and management consulting around 1988/89 to a number of corporate companies such as Pilkington Glass, Taubmans Paints and various others and also did an ITP tax course and worked for ITP Penrith whilst I was commencing my own business at the time. Having studied originally at Woollongong Uni full time for 1 year, whilst living down there as well, I transferred to Macquarie and completed my studies part time in 1989 whilst working for each of the above companies.
I then decided to move into public practice 100% on my own, as I had always wanted to do tax law and applied to be a Registered Tax Agent and Formed Nationwide Tax Services (formally known as D J Di Giulio & Associates Pty Ltd). For some 12 years, we were solely a tax practice, until I decided to also move into Financial Planning and have been doing both for the last 18 years. Now this year will be 30 years in public practice.

Qualifications

  • Bachelor of Economics Degree from Macquarie University. (Accounting & Economics.)

How Do I Fit Within the team:

My role as the owner of the business is to act as CEO of the practice and best manage the day to day operations. My role has changed over the last few years from being more front facing with clients, to more working on the business in a practice management role. This involves all facets of the business.

What to Expect When We First Meet

The 3 major benefits I promise my advice will deliver are:

1. Making my clients financially better off
2. Providing complete peace of mind
3. Delivering life changing outcomes

What will take place during the appointment?

The appointment will last approximately two hours, and will cover the following:
 An introduction to our service
 A discussion of your lifestyle and financial goals and how we can work together to achieve these goals
 A review of your personal and financial situation
 Agreement as to the next steps to be taken

What to bring to the meeting:

In preparation for your Initial meeting I have included the following items in preparation for your meeting:

  • Financial Services Guide Part 1 to retain for your records
  • Adviser Profile to retain for your records
  • Acknowledgement of FSG Part 1 & 2 to be signed and returned

Please also bring:

 Your latest tax return
 Bank statements
 Investment statements (including share statements)
 Superannuation statements
 Details of insurance policies
 Details of Wills & Power of Attorneys’
 A Budget (attached below)– This provides insight into your disposable income and is an important part of the Financial Planning Process

What Are My Ethics and Values?

To mentor my staff and assist them with issues and problem solving wherever possible through knowledge and education and using my experience to further their learning. I believe having mutual respect in the workplace is of paramount importance with both client and employee relations.

What are your hobbies and interests?

  • All sports but mostly soccer, having both played and been both a club administrator and board director/president etc. I am keen to see the game progress and believe I can make a difference in growing the game in this country.
  • I enjoy spending time with my family
  • Taking my jet ski out, however not enough
  • I enjoy travelling and seeing the world
  • The odd game of black jack

“I am very passionate in also passing on knowledge and education to our clients and firmly believe that the more educated both staff and clients are, the more valuable they will be. I am also a strong advocate of having the correct business culture by having an even balance between working hard, getting the job done and celebrating team success.”

Documents:

Financial Planning Services:

  • Personal Superannuation advice
  • Self Managed Super Funds
  • Wealth Management & Non-Super Investment advice
  • Personal Protection (Life, Total & Permanent Disablement, Trauma & Income Protection covers)
  • Business Life Insurance (Key Person, Business Expenses, Buy/Sell)
  • Taking a redundancy
  • Inheritance
  • Family matters

  

  • Gearing advice through Margin Lending strategies
  • Debt Management
  • Estate Planning
  • Cash Flow Management
  • Pre Retirement and Retirement Planning
  • Centrelink Benefit Strategies
  • Estate planning
  • Relationship breakdown