Financial Planner Profile
Jim Koumides CFP
Principal/Financial Planner/GK Financial Services Group Pty Ltd
With twenty years of experience in the financial services industry, Jim is well regarded for his expertise and strategic advice relating to effective wealth management solutions, equities, and structured investments, and asset protection, at both an individual and entity level.
An experienced leader in the Financial Services and Banking Industry in Australia, Jim has worked in the corporate, government and private sectors in roles encompassing Private, Retail and Business Banking, Financial Planning and Private Wealth Management.
Ranked the Top Financial Adviser in 2000 by Westpac, Jim went on to head Westpac’s 26-strong team of practice development managers, responsible for the technical and business coaching of advisers. In this role, Jim led and coached a supporting network of over 550 Financial Planners for Westpac. In subsequent senior leadership roles with Westpac, Jim was awarded the David Williams Fellowship as part of BT’s pre-eminent Executive Development Program, before establishing GK Financial Services Group with Adel Georges.
Jim now specialises in the financial planning needs of individuals with a passion for wealth creation in a practice that consistently achieves some of the highest compliance ratings in the industry. As a holistic and integrated financial planning practice, Jim is able to assist in areas including; strategic advice, superannuation including self-managed super funds, direct equity portfolios, structured and alternative investment options, asset protection, estate planning, inter-generational wealth transfer, cash flow management and tax-effective strategies.
With both tertiary and industry qualifications to support his professional experience, Jim is passionate about supporting the financial needs of Australians looking to build wealth and financial security.
- Bachelor of Economics (with Golden Key Honours)
- Graduate Diploma in Applied Finance and Investment
How Do I Fit Within the team:
My role as the owner of the business is to act as CEO of the practice and best manage the day-to-day operations. My role has changed over the last few years from being more front-facing with clients to more working on the business in a practice management role. This involves all facets of the business.
What to Expect When We First Meet
The 3 major benefits I promise my advice will deliver are:
1. Making my clients financially better off
2. Providing complete peace of mind
3. Delivering life-changing outcomes
What will take place during the appointment?
The appointment will last approximately two hours, and will cover the following:
An introduction to our service
A discussion of your lifestyle and financial goals and how we can work together to achieve these goals
A review of your personal and financial situation
Agreement as to the next steps to be taken
What to bring to the meeting:
In preparation for your Initial meeting I have included the following items in preparation for your meeting:
- Adviser Profile to retain for your records
Please also bring:
Your latest tax return
Investment statements (including share statements)
Details of insurance policies
Details of Wills & Power of Attorneys’
A Budget (attached below)– This provides insight into your disposable income and is an important part of the Financial Planning Process
What Are My Ethics and Values?
To mentor my staff and assist them with issues and problem solving wherever possible through knowledge and education and using my experience to further their learning. I believe having mutual respect in the workplace is of paramount importance with both client and employee relations.
“I am very passionate about also passing on knowledge and education to our clients and firmly believe that the more educated both staff and clients are, the more valuable they will be. I am also a strong advocate of having the correct business culture by having an even balance between working hard, getting the job done, and celebrating team success.”
Financial Planning Services:
- Personal Superannuation advice
- Self Managed Super Funds
- Wealth Management & Non-Super Investment advice
- Personal Protection (Life, Total & Permanent Disablement, Trauma & Income Protection covers)
- Business Life Insurance (Key Person, Business Expenses, Buy/Sell)
- Taking a redundancy
- Family matters
- Gearing advice through Margin Lending strategies
- Debt Management
- Estate Planning
- Cash Flow Management
- Pre Retirement and Retirement Planning
- Centrelink Benefit Strategies
- Estate planning
- Relationship breakdown