Financial Planner Profile

Rose Mehegan AFP®

Financial Planner

Rose Mehegan leads the Freedom Finance team in Brisbane. With more than 15 years of industry experience, Rose has an extensive list of achievements and experience in finance, personal insurance, and superannuation. Rose thrives on using her skills and expertise to help Brisbane families achieve financial independence. Her vision is to educate and empower her clients to make informed financial decisions that lead to greater wealth creation and wealth protection.

Rose and her team specialise in helping clients at the beginning of their wealth creation journey – rather than those nearing retirement. Her mission is to show clients that they don’t need a lot of wealth to get started. All they need is the desire to set a goal, the willingness to improve their current money management practices, and the willingness to embrace strategies that might be beyond their comfort zone.

Rose holds a Bachelor of Commerce with Honours in Finance. He has also completed an Advanced Diploma in Financial Planning. Married with three school-aged children, Rose spends her non-work time helping her husband and children live their best lives.

Qualifications

Honors Degree in Finance,
Advanced Diploma of Financial Planning,
16 years of experience as a client-facing financial planner

How Do I Fit Within the team:

Being a Senior Adviser, my role is entrenched in the business enabling me to focus on client relationship building and providing tailored advice to their circumstances. With the help of a strong admin team who I train personally, the business is best placed to achieve Financial Freedom for my clients.

What to Expect When We First Meet

The 3 major benefits I promise my advice will deliver are:

1. Making my clients financially better off
2. Providing complete peace of mind
3. Delivering life-changing outcomes

What will take place during the appointment?

The appointment will last approximately two hours, and will cover the following:
 An introduction to our service
 A discussion of your lifestyle and financial goals and how we can work together to achieve these goals
 A review of your personal and financial situation
 Agreement as to the next steps to be taken

A fee is based on the level of advice I am providing. I take every client as a unique individual who has different needs from others. The fee is tailored and discussed with the clients before progressing to the ‘personal advice’ stage. The fee is/can be a combination of upfront and ongoing, all of which is disclosed upfront.

What to bring to the meeting:

In preparation for your initial meeting, please bring:

 Your latest tax return
 Bank statements
 Investment statements (including share statements)
 Superannuation statements
 Details of insurance policies
 Details of Wills & Power of Attorneys’
 A Budget (attached below)– This provides insight into your disposable income and is an important part of the Financial Planning Process

What Are My Ethics and Values?

To mentor my staff and assist them with issues and problem solving wherever possible through knowledge and education and using my experience to further their learning. I believe having mutual respect in the workplace is of paramount importance in both client and employee relations.

“Rose attributes her success in Financial Planning to her philosophy of ‘Tailored Solutions for Individual Circumstances’ where clients remain in control of their destiny of Financial Freedom.”

Documents:

Financial Planning Services:

Personal Superannuation advice
Wealth Management & Non-Super Investment advice
Personal Protection (Life, Total & Permanent Disablement, Trauma & Income Protection covers)
Taking a redundancy
Cash Flow Management

Debt Management
Inheritance
Business Insurances (Key Person, Business Expenses, Buy/Sell)
Centrelink Benefit Strategies
Relationship breakdown