Financial Planner Profile

Michael Eagar

Team Leader |Senior Financial Adviser

Michael Eagar is a Senior Financial Adviser / Financial Strategist at our advisory firm United Global Capital (UGC). He has been engaged in financial services industry since 2013 working with individuals, families and business owners to achieve their financial and lifestyle goals.
Prior to UGC, Michael has held positions across the financial services industry including large institutions and a boutique wealth management firm enabling him to provide clients with comprehensive and strategic financial advice tailored to their needs and goals.
He is able to do this effectively from his commitment to ongoing education in financial advice, excellent customer service and genuine interest in understanding what is important to his clients.
Since commencing work in the financial services industry in 2013, Michael has helped individuals, families and business owners achieve their financial and lifestyle goals. Michael is a Certified Financial Planner, having also completed a Master of Financial Planning and Bachelor of Commerce in Financial Planning and Finance.

What to Expect When We First Meet

The 3 major benefits I promise my advice will deliver are:

1. Making my clients financially better off
2. Providing complete peace of mind
3. Delivering life-changing outcomes

What will take place during the appointment?

The appointment will last approximately two hours, and will cover the following:
 An introduction to our service
 A discussion of your lifestyle and financial goals and how we can work together to achieve these goals
 A review of your personal and financial situation
 Agreement as to the next steps to be taken

What to bring to the meeting:

In preparation for your Initial meeting I have included the following items in preparation for your meeting:

 Your latest tax return
 Bank statements
 Investment statements (including share statements)
 Superannuation statements
 Details of insurance policies
 Details of Wills & Power of Attorneys’
 A Budget (attached below)– This provides insight into your disposable income and is an important part of the Financial Planning Process

Describe your role and how you fit into the team

My role is to work closely with current and new clients and assess their future financial and life goals and objectives. This involves an analysis of their current situation including gathering information to assist us to determine the best strategies and road map moving forward. A very important part of my role is to review our clients’ road map on a regular basis to make sure they stay on track taking into consideration their changing needs, circumstances and the economic environment around us.
An important part of the financial planning process when appropriate is to create a safety net for the client in the form of personal insurance to protect their lifestyle, assets and objectives.
As far as where I fit in the team, there is no “I” in the team and acknowledge that I am only one part of a team of people with a broad range of skills and experience. At the end of the day, we all work together to assist our clients professionally and efficiently.

“Michael has a passion for assisting his clients create wealth, protect their wealth, multiply their wealth and most importantly, identify how their wealth can give them a better life. ”

Documents:

Financial Planning Services:

Personal Superannuation advice
Self Managed Super Funds
Wealth Management & Non-Super Investment advice
Personal Protection (Life, Total & Permanent Disablement, Trauma & Income Protection covers)
Business Life Insurance (Key Person, Business Expenses, Buy/Sell)
Taking a redundancy
Inheritance
Family matters

Gearing advice through Margin Lending strategies
Debt Management
Estate Planning
Cash Flow Management
Pre Retirement and Retirement Planning
Centrelink Benefit Strategies
Estate planning
Relationship breakdown