Financial Planner Profile

Sunny Singh AFP®

Director/Financial Planner

I am a Director and Financial Adviser at Radiance Wealth, I have gained extensive experience over the last 7 years working in the banking and financial services industry. I have built a strong and robust foundation for offering strategic financial advice to my clients.
In my role as a highly qualified, strategic, financial planning expert, I am passionate about educating my clients on financial literacy. This helps them make smart choices regarding their financial well-being and empowers them towards a brighter future. I work diligently with my clients to understand their needs and use a collaborative approach to achieving their goals. I believe that sound, professional advice enables clients to make educated decisions while knowing that there is an expert at hand to guide them through a successful financial journey.
I have completed my Graduate Certificate in Financial Planning along with a Diploma in Financial Planning to the highest of standards and I am now on track to complete a Master’s Degree in Financial Planning. I am also a voting member of the Financial Planning Association of Australia.

Qualifications

Graduate Certificate in Financial Planning
Diploma in Financial Planning

How Do I Fit Within the team:

My role as the owner of the business is to act as CEO of the practice and best manage the day to day operations. My role has changed over the last few years from being more front-facing with clients, to more working on the business in a practice management role. This involves all facets of the business.

What to Expect When We First Meet

The 3 major benefits I promise my advice will deliver are:

1. Making my clients financially better off
2. Providing complete peace of mind
3. Delivering life changing outcomes

What will take place during the appointment?

The appointment will last approximately two hours, and will cover the following:
 An introduction to our service
 A discussion of your lifestyle and financial goals and how we can work together to achieve these goals
 A review of your personal and financial situation
 Agreement as to the next steps to be taken

What to bring to the meeting:

In preparation for your Initial meeting, please bring:

 Your latest tax return
 Bank statements
 Investment statements (including share statements)
 Superannuation statements
 Details of insurance policies
 Details of Wills & Power of Attorneys’
 A Budget (attached below)– This provides insight into your disposable income and is an important part of the Financial Planning Process

What Are My Ethics and Values?

To mentor my staff and assist them with issues and problem solving wherever possible through knowledge and education and using my experience to further their learning. I believe having mutual respect in the workplace is of paramount importance with both client and employee relations.

What are your hobbies and interests?

On a personal note, I am an avid sports fan and follow the Hawthorn Hawks. I also endeavour to maintain a very fit and active lifestyle and play tennis at the local sports club. Apart from spending valuable time with my family, I do have a keen interest in travel so that I get to learn more about different cultures around the world.

“I am passionate about educating my clients on financial literacy. This helps them make smart choices regarding their financial well-being and empowers them towards a brighter future.”

Documents:

Financial Planning Services:

Personal Superannuation advice
Self Managed Super Funds
Wealth Management & Non-Super Investment advice
Personal Protection (Life, Total & Permanent Disablement, Trauma & Income Protection covers)
Business Life Insurance (Key Person, Business Expenses, Buy/Sell)
Taking a redundancy
Inheritance
Family matters

Gearing advice through Margin Lending strategies
Debt Management
Estate Planning
Cash Flow Management
Pre Retirement and Retirement Planning
Centrelink Benefit Strategies
Estate planning
Relationship breakdown